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Health Insurance for your Dog or Cat

Our pet insurance plans are fully customizable for your budget.

Most Popular Plan: $10,000 Annual Limit, $500 Deductible, 80% Reimbursement

golden retriever and girl kiss

Health Insurance for your Dog or Cat

Our pet insurance plans are fully customizable for your budget.

Most Popular Plan: $10,000 Annual Limit, $500 Deductible, 80% Reimbursement

golden retriever and girl kiss

Pet insurance that’s the pick of the litter

Rated #1

Pet insurance on Trustpilot

24/7 Vet Chat

FREE for all policyholders

Lightning Fast Claims

75% processed in 24-hours

No risk

30-day money back guarantee

World's Greatest 2022

According to Bloomberg TV

How it Works

Visit any licensed vet

If your pet is sick or injured, take them to any vet, emergency animal hospitals or specialist in the U.S. or Canada.

Submit your claim

Pay your vet bill. Upload a snapshot of the bill to your pet’s portal. It’s that easy.

Get reimbursed

Lightning-fast claims process. After claim approval, you’ll get paid up to 90% of your vet bill.

What’s Covered?

  • Accidents, Injuries and Illnesses
  • Emergency and Specialty Vet Visits
  • Diagnostics Tests
  • MRI’s, X-Rays, CT Scans and Ultrasounds
  • Surgery and Hospitalizations
  • Cancer Treatment
  • Stem Cell Treatment
  • Acupuncture
  • Chiropractic Care
  • Behavioral Treatments†
  • Optional Wellness Add-On Plans
    Much More!

Choose a plan that fits your budget

Choose your annual limit, deductible and reimbursement rate

ANNUAL LIMIT

  • $10,000 or Unlimited

DEDUCTIBLE

  • $100, $250, $500 or $1,000

REIMBURSEMENT

  • 70%, 80% or 90%

Have a question? Just call 888-820-7739

Why choose Prudent Pet insurance?

No Restrictions on Age or Breed

75% of Claims Processed in 24-Hours

Use Any Licensed Vet in US

World's Greatest Pet Insurance 2022

Customizable Pricing Options

#1-Rated Pet Insurance on Trustpilot

Pet Insurance is provided by Prudent Pet Insurance Agency, LLC (NPN #18778951). Plans and underwritten by Markel Insurance Company and Markel American Insurance Company. Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply.
* 30-day money back guarantee is not available if claims have been paid.
†Available with Ultimate and Ultimate Plus Plans.
For all terms and conditions visit https://www.prudentpet.com/sample-policy/. Wellness coverage reimbursements are based on a schedule. Products, rates and discounts may vary and are subject to change.
This offer is subject to change without notice. Not available in Canada.